George “Cliff” McCauley

Banking Executive

Cliff McCauley of San Antonio is senior executive vice president of Frost Bank. He is a member of the Federal Delegate Board, Large Bank Council for the Independent Community Bankers of America, and the Consumer Bankers Association Government Relations Council, and a board member, Education Foundation Board member, and former chairman of the Independent Bankers Association of Texas.

Hector J. Cerna

Banking Member

Hector J. Cerna is President and CEO of IBC Bank in the Eagle Pass region. He has worked in the Texas banking industry for over 25 years. Cerna currently serves as a board member of the Border Trade Alliance, first vice president of the Maverick County Development Corporation, member of the Eagle Pass Chamber of Commerce and member of the Texas Bankers Association. He is also involved in his community as chairman of the Diocese of Laredo Finance Council and board member of OMNIA Casa del Nino.