Margaret (Molly) Curl of Richardson is a retired partner with Grant Thornton LLP. Prior to that, she was part of the senior management team for entities controlled by Beal Financial Corporation. Curl began her career with the Office of the Comptroller of the Currency in Chicago and Dallas, as a national bank examiner. She is on the board of Guaranty Bancshares, Inc. (Parent company of Guaranty Bank & Trust NA headquartered in Mt. Pleasant). Curl is also on the board of First National Bank of America in East Lansing, Michigan. Previously, she served as a director for OPEN, Inc., and St. Paul School. Curl earned a Bachelor of Science in Finance from John Carroll University. She is also a Texas licensed certified public accountant.