Home Equity, Reverse Mortgage, & Home Improvement Lending in Texas
Resources & Information
(Texas Constitution, Article XVI, Section 50)

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Constitutional References
Regulatory References
Texas Rules of Civil Procedure—Foreclosure
Legislative Development of Home Equity Lending
Legislative Development of Reverse Mortgages
Legislative Development of Home Improvement Lending
Studies Related to Section 50
Disclosures
Consumer Resources
Litigation
Constitutional References:

Home Equity, Reverse Mortgage, and Home Improvement Lending:
    • Texas Constitution: Article 16, Section 50
    • Home Improvement Lending: Section 50(a)(5), (c)-(e),and (u)
    • Home Equity Lending: Section 50(a)(6), (c)-(j), (q), (r), (t)*, and (u)
    • Reverse Mortgage: Section 50(a)(7), (c), (d), (f), (k)-(q), (u), and (v)

*Lines of Credit: On September 13, 2003, the voters of Texas approved an amendment of the Constitution that added Section (50)(t) allowing lines of credit.

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